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• I have read and agree to the Terms of Use and to the Privacy Policy dated 15 September 2026 (revision 2026-09-15.2).
• I understand that Discerya collects and processes my account details and my learning activity as described in the Privacy Policy, and that questions I ask the AI tutor, and written work I submit for AI feedback, are stored and sent to an AI provider outside the EU to generate a response.
• I understand that Discerya is not a university, college, or accredited educational institution, and that it does not award certificates, diplomas, degrees, or any regulated qualification.
• I understand that the course material and the AI tutor's answers are provided on a best-effort basis, may contain errors or omissions, and may become out of date as markets and regulations change.
• I understand that nothing on Discerya is investment, legal, tax, or valuation advice, and that any decision I take remains my own professional responsibility.
• I will verify anything I intend to rely on professionally against primary sources before acting on it.