Terms of use

Discerya is an online learning platform for real estate professionals. It provides written course material, practice exercises, worked examples, templates, and an AI tutor that answers questions about the lesson you are reading.

Discerya is not a university, college, training institute, or accredited educational institution. It does not award certificates, diplomas, degrees, or any regulated qualification, and completing a course here does not confer a professional credential or licence of any kind.

The course material is written and reviewed by the curriculum team on a best-effort basis. Real estate markets, regulations, tax treatments, and professional standards differ by country and change over time. Material that was accurate when written may be wrong for your market, or wrong by the time you read it.

We do not warrant that the content is complete, current, or free from error. If you find a mistake, telling us at mahmoud.nassef@heirstoneconsulting.com is the fastest way to get it fixed.

The AI tutor generates its answers with a large language model. It can be confidently wrong, misread a question, or produce a figure that looks plausible and is not. Treat its answers as a study aid, never as a source.

Questions you ask are stored and are sent to an AI provider outside the European Union to generate the answer. What is collected and why is set out in the Privacy Policy. Please do not type personal information, client details, or confidential material into it.

Nothing on Discerya — course material, worked examples, templates, simulations, or AI tutor answers — is investment, legal, tax, valuation, or other professional advice, and no adviser-client relationship is created by using it. Every professional judgement you make remains yours. Verify anything you intend to rely on against primary sources, and take qualified advice where the decision warrants it.

Your account is personal to you. Sharing your login, or using one subscription across several people, is not permitted — we count the number of devices signed in to an account for this reason.

Course material is our intellectual property and is licensed to you for your own professional development. You may not redistribute, republish, or resell it, or use it to build a competing course. Lesson pages carry a marker identifying the account they were served to.

Paid plans are billed monthly in advance until cancelled. You can cancel at any time from your billing settings; cancellation stops future charges and your access continues until the end of the period you have already paid for. We do not refund part-months.

We aim to keep the platform available, but it may be unavailable for maintenance, or because of a fault at one of the services it depends on. We do not guarantee uninterrupted access.

You can delete your account at any time from your profile settings. We may suspend or close an account that shares credentials, redistributes course material, or attempts to disrupt or extract data from the platform.

If we change these terms in a way that affects what you agreed to, we will ask you to accept the new version the next time you sign in. The version you accepted is recorded against your account, together with the exact wording you were shown.